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Ray Speichert
Mobile:1.604.961.2349
Office:1.604.541.4888
Fax:1.604.531.6800
Remax Colonial Pacific Realty
15414 - 24 Avenue
White Rock, BC
V4A 2J3 Canada
 
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Home Buying 101
 
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Home Selling 101
 
Buying
 
Buying a home is one of the biggest and most exciting adventures you'll ever undertake. We recognize that the whole process of getting on the property ladder can be both disruptive and a little bit daunting too. But, you've already taken the first step by visiting our site.
 

Whether you are a first time home buyer trying to get on the property ladder or a seasoned real estate purchasing veteran you need the help of a professional realtor to help you through the entire process to ensure that you are making an informed buying decision.
 
Finding the right property that will appreciate in value and coming away with a piece of the world is an exhilarating experience.
 
Even during this exciting time you will experience a variety of emotions from pure exhilaration down to something called “Cognitive Dissonance "or buyers remorse. Hey, it happens, to just about everybody. After all, for most of us it's the single largest financial commitment and biggest investment you will ever make. In the end the rewards you can achieve are unquestionable.
 
Can it be stressful? Sure it can, but it does not have to be that way. The most stressful part is actually finding suitable properties before somebody beats you to a successful offer.
 
Homeseeker AdvantageTM is designed to help you find a property before the crowds and multiple offers can cripple your chances of getting the house and home you really want. Sometimes just a head start is all you need to secure the property
of your dreams. Finding your next home just got a whole lot easier. Here is how the buying process can work for you.
 

 Mortgage Pre-Approval - this is the single most important component to getting the house you want. First of all it will establish your budget or the top dollar you will qualify for.

 
This will allow you to stay focused on exactly what you will be comfortable buying and paying for. If this sounds daunting, it's not. I can even help you with this, by referring you to expert mortgage professionals who will get you the best financing available. This can be done almost completely over the phone or online. It simply means that a lender reviews your credit history, verifies your assets and employment and will likely approve your loan before you have actually placed an offer on a home to purchase.
 
Mortgage Pre-approval gives you substantial leverage in a buying situation, as a seller immediately sees you are a serious buyer and your offer moves to ahead of the class. This will translate into negotiating a better deal and give you the ability to move quickly on the right house. If sellers look at several offers at the same time, the offer most attractive to the seller usually wins out and subject to finalization of pre-approved mortgage carries a lot of weight.
 

 Log on to HomeSeeker and search the database yourself by selecting your exact and specific details regarding, type of home, size, area, price etc. The computerized search scourers the database, finds every property that meets your specific criteria and you get immediate access to all the hot new listings held by ALL Real Estate Companies. You can be updated immediately as new properties meeting your criteria become available before they appear on the public mls.ca website.

 
 As your Buyers agent we provide this service absolutely FREE of charge with no cost or obligation what so ever. We negotiate the lowest price possible with the best terms and conditions and guide you every step of the way. Before we submit your offer, we will do a Comparative Market Analysis of the area to ensure that the price reflects the market conditions at the time of purchase and we are getting you value.
 
We guide you through the close, the completion and to final possession.
 
There is absolutely NO cost for this service to you the BUYER.
 

 

 

START PACKING!

 

 

This site is owned by Ray Speichert, a licensed REALTOR® with Remax Colonial Pacific Realty.